Monthly Archives:' January 2018

7 Steps to Winning Your Insurance Claim

The insurance company is not on your side. You may think that insurance companies are there to help you in times of emergency, but like every other business, their number one interest is their profits. Even if you have a legitimate claim, they may give you the runaround and make it difficult for you to get the compensation you are entitled to.

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If you want to get full and fair compensation for your damages (medical bills, lost wages, property damage, pain and suffering, etc.), you must be able to beat the insurance company at their own game. Here’s how:

  1. If the insurance company denies your claim, request a written explanation. Because you have a legal right to this information, the company must meet your request.
  2. Get your paperwork in order. Retain any document you have signed from the insurance company in addition to your original policy and an overview of your benefits. If you are missing any documents, you can request them from the insurance company.
  3. Conduct a close review of all your documents. It is highly advised that you get a professional set of eyes to look at your documents and determine whether your claim was rightfully denied.
  4. Make sure your signature was not forged. Shocking fact, insurance companies have been known to engage in this shady and deceitful practice in the past. Any document that bears your signature, make sure they’re legit.
  5. Keep all receipts and put all requests in writing. You want to keep a meticulous record of every communication and transaction that you have with the insurance company. Otherwise, any gaps may be exploited to reduce or deny your claim.
  6. Filing errors are not grounds for denial. If the insurance company says otherwise, challenge them. If you don’t show them that you are well aware of your rights, they will keep trying to push you around.
  7. Consult with an experienced attorney. This should really be the first step. Insurance companies are much more likely to play fair when an attorney is present. Also, initial consultations are almost always free, so there’s literally zero risk to calling an attorney.

At Lalezary Law Firm, our award-winning team of accident attorneys have extensive experience handling these types of cases for clients. We can help you get your medical bills paid, your vehicle repaired or replaced, and your damages fully compensated for, with no upfront out-of-pocket costs to you. To speak with an attorney now, call (888) 778-8888.

Personal Injury FAQ

Find answers to your basic questions about personal injury claims below. If you want to speak to an attorney about your case in detail, call (888) 778-8888 for a FREE consultation. Lalezary Law Firm represents all clients on a contingency basis, meaning you don’t pay unless we win.

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Do I really need an attorney?

If you have been injured in an accident that was someone else’s fault, you may be entitled to compensation for your medical bills, vehicle repair or replacement, and other damages.

HOWEVER, you will have to file paperwork, gather evidence, get medical treatment, talk with the insurance adjuster, etc. Or you can get an experienced personal injury attorney to take care of everything for you.

We can get you medical treatment with zero upfront costs to you. We can get you a rental vehicle while yours is being repaired or replaced. We can deal with the insurance company on your behalf. We can file all the paperwork. We can handle every aspect of your claim, so you can concentrate on getting healthy again. It is our goal to make your life easier when times are tough.

But the insurance company said I don’t need an attorney.

First, it is illegal for anybody who is not an attorney to give legal advice. Second, your interests and the interests of the insurance company are not the same. In fact, their interests may be in direct conflict with your interests, so it’s best not to take advice from them.

If you want an unbiased legal opinion, your best bet is to speak to a reputable attorney.

What is my case worth?

No attorney can provide you with an exact figure—in fact, it is against bar regulations to make guarantees of this sort—but he or she can give you an estimate based on the following factors:

• The severity of your injuries and the resulting medical bills
• The circumstances of liability
• Your insurance and the liable party’s insurance
• Lost wages and loss of earning capacity
• Pain and suffering

The amount of compensation you receive will be affected not only by the above factors, but also by the quality of your legal representation. A decent attorney may get you a mediocre amount of compensation, just barely enough to cover your losses, but an exceptional attorney will utilize every resource and angle to maximize your compensation—which is what we do here at Lalezary Law Firm.

How long will my case take?

Similar to case worth, it is very difficult, if not impossible, to provide an exact estimate of case length. No two cases are alike and therefore there is no general timetable for these things. Some claims may settle within a few months, while others can go all the way to litigation and take years to complete.

Can I still get compensation if I was partially at fault for the accident?

Yes. The state of California uses the system of “pure comparative negligence” when determining damages in a personal injury claim. In simpler terms, your compensation award is reduced by an amount equivalent to your percentage of fault. For instance, if you’re awarded $100,000 in compensation but the jury determines that you were 50% at fault, then you will receive a total of $50,000 ($100,000 minus 50%).

How much will it cost to hire Lalezary Law Firm?

We charge no upfront, out-of-pocket costs. Instead, we take a fair percentage of your settlement or verdict. This means that we don’t get paid unless you win. So there is literally zero risk to seeking our help.

If you want to discuss your personal injury claim with one of our award-winning attorneys, contact us now. Our line is open 24/7.

Most Dangerous Intersections in Los Angeles

The city of Los Angeles has been promoting alternative ways of transportation to be less-dependent on motor vehicles such as walking or biking. While this alternative may seem eco-friendly, it also leads to different safety risks. One recent report revealed that 5,094 pedestrian injuries were recorded over a year. Additionally, the collision data indicated that pedestrians were found at-fault on 31% of the collision cases.

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Top Five Most Dangerous Intersections in Los Angeles

Out of all accidents that took place in California, Los Angeles comprised 38% of the total injuries and around 29% of the fatalities. This explains why many of the most dangerous intersections in California can be found in Los Angeles. Here are the top five most dangerous intersections found within Los Angeles that accounts for the bulk of pedestrian injuries and accidents.

1. Imperial Hwy and Vista Del Mar

This place might be stunning, but experienced car accident attorneys will tell you that more pedestrian accidents as well as car crashes happen here compared to most other areas in Los Angeles. The cause of this unprecedented number of accidents may be due to many different factors, such as bad road design and inadequate signage.

2. Roscoe Blvd and Van Nuys Blvd

Around 18 collisions happened in this area during the time of the study. This is quite surprising considering that a DMV building is situated in this area.

3. W Florence Ave and S. Western Ave

With about 16 collisions that happened in this area, this definitely belongs in the 3rd spot. This is quite scary considering the fact that a school is located near this area. Many students cross this intersection as they go to and from school.

4. Lennox Ave and Roscoe Blvd

The city of Panorama shows up multiple times in this report. This particular intersection has more than its fair share of accidents, with around 15 collisions happening in this area.

5. West Pico and La Cienega

During 2014-2015, this intersection claimed at least 15 lives—and that only includes the incidents which were reported.

According to the statistics, pedestrians face a much higher risk of dying in a collision with a motor vehicle than motorists, which makes sense, considering how fragile the human body is in comparison. All knowledgeable car accident lawyer know that pedestrians are at least five times more likely to obtain a life-threatening injury after a collision compared to motorists.

This study did not particularly focus on the number of pedestrians’ injuries, but according to the 2014 studies, there were 207 fatalities in Los Angeles, which is significantly higher compared to Maricopa who took the second spot.

In the event that you get injured in a pedestrian accident, we highly encourage you to seek the help of pedestrian accident lawyers. They will make sure that you get the compensation that you deserve while you focus on rehabilitation.

Most Dangerous Freeways in California

California is one of the most populated states in America, thus it has a high volume of people with cars, which makes it one of the largest population of drivers in the country. The state has two freeways that are among the most dangerous in the United States because of the exceptional amount of car crashes that happen there.

car accident lawyers

The first is “The 5”. About one million vehicles use Interstate 5 on the daily. The road used to commute from Los Angeles to San Francisco is used by motorists of all kinds. Data from 2016 showed that about 200 people died per year in a span of four years. They were involved in fatal car crashes.

Interstate 10 is the second most deadly freeway in the state. A high volume of car crashes occur due to alcohol intoxication, distracted driving, and traffic volume. These are the most common causes of car crashes in I-8 and I-40 as well.

If you are involved in a car crash, don’t hesitate to contact an experienced car accident lawyer who can guide you through the process. A car accident attorney will help you get compensation for your damages, including medical bills, lost wages, and more, especially if you were injured in the crash.

How to Avoid Car Accidents?

The very first thing to do is to follow the traffic rules and regulations from that freeway. Keep your eyes on the road. Avoid any distraction from cellphones or even from kids.

Try adjusting your driving style. Adopt a defensive driving philosophy; it will allow you to foresee probable crashes because you will become more cautious. Some advice to keep in mind when driving defensively: keep pace with the traffic, but also drive slow enough so that you will have ample time and distance to react in case of an emergency.

Don’t forget to use your turn signals and don’t be aggressive against the other motorists around you. If you see an accident on the road, turn on your emergency lights to indicate to other drivers that something has happened on the road.

Try not to drive in bad weather conditions. Bad weather causes a lot of accidents because the road gets slippery gets too slippery and the car becomes more difficult to control. If you see yourself driving under these conditions, the first thing you have to do is slow down and keep steady, or you could lose control of your vehicle.

If your vehicle happens to break down on the road, try to steer it safely to the side of the road. If your vehicle breaks down on the freeway, DO NOT under any circumstances get out of the car. Turn on the emergency lights and the interior lights. If your engine is still operative, keep your vehicle on so the battery doesn’t lose charge completely.

Call a trustworthy towing company, so the help arrives faster, and remember to NOT GET OUT of your vehicle.

As hard as it may sound, try to keep calm because calm minds make better decisions. Also, remember that help will arrive.

To Split or Not to Split

When motorcyclists and cars share the road, you will often see the former split lanes. You can define splitting lanes as the practice of riding a motorcycle between cars, which are usually at a standstill or moving slowly when this occurs. The rider utilizes the space left in between cars.

motorcycle accident lawyer

California became the first and only US state to make lane splitting legal. That means that a police officer may not issue you a ticket for lane splitting. If you are involved in an accident due to splitting lanes, it is just like any motorcycle crash where the law applies.

Of course, this issue is sensitive, and there are conflicting sides. On one hand, you have most motorcyclists, and on the other hand, you have other motorists who believe the practice is disruptive and dangerous.

What Motorcyclists Say

Motorcycles groups across America are advocating for lane splitting to be made legal. In most places such as Texas, there are no laws that clearly address the question of splitting. Those for lane splitting argue that it could lead to reduced rear-end fatalities.

They point to the evidence that when motorcycles wait behind cars, they become very vulnerable. The car in front and behind makes it easy for a motorcycle crash to occur. According to this camp, the space between cars is sufficient to keep the traffic flowing.

What Opponents Say

Lane splitting becomes highly dangerous when someone is moving at a fast speed. While the majority of lane splitters have never been involved in an accident, most of them have nearly hit a car, according to a study done in California.

Among the responders, 34.6 percent had struck a side mirror. The percentage of riders who had suffered severe injuries was 9.9, and 11.1 percent had minor injuries.

Speed is a determinant of the safety of lane splitting. Not splitting at speeds of 30 mph or greater is one of the guidelines of the California Motorcycle Safety Program (CMSP). At high speeds, the rider will have less time to react to a potential hazard.

The guidelines advise riders to travel at 10 mph faster than the rest of the traffic when splitting lanes. They should not split near off-ramps or freeway exits. The riders should never split where they cannot fit or on unfamiliar roads.

Riders have to be keen and note what cars are doing, the guidelines further recommend. They must implement measures to become more visible to other motorists. Splitting is not allowed when it is dark or in the rain.

The California Motorcycle Safety Program (CMSP) permits a police officer to assess your riding to determine if your lane splitting was safe and prudent.

In Case of a Motorcycle Crash

You are responsible for your safety thus learn and follow the recommendations of the CMSP. If you used reasonable safety measures but suffered an accident, consult with an experienced motorcycle accident lawyer to learn more about your case and how you can recover. The lawyer will determine who is legally liable for your injuries and damage to the motorcycle. The lawyer will also ensure your motorcycle insurance provides you with the coverage you deserve.

The $1 Million Rideshare Insurance Policy

Many car owners become Uber drivers because they get to control their own work schedule and meet new people—and the sign-up bonus is always nice. However, what happens when there’s an Uber accident? What insurance coverage is available in this case?

rideshare accident

Any experienced rideshare accident lawyer will know that Uber provides a $1 million rideshare insurance policy. A personal auto insurance policy does not cover the driver during rides if he or she is driving for Uber. Most car insurance providers view driving for Uber as a commercial activity, and most policies exclude such activity in their regular coverage.

Requirements for $1 Million Rideshare Insurance Policy

Uber drivers have a certain level of insurance by default. The rideshare company provides it to them once they become part of the company. The insurance policy covers the activity of the driver at the time of the Uber accident.

When the driver is using the vehicle for personal purposes and not available to accept rides from the app, then the Uber insurance policy doesn’t apply. Instead, the personal policy of the driver takes effect (if qualifying insurance is available).

If the driver is available on Uber and he/she is not yet carrying a rider during the accident, the primary insurance will be the driver’s personal policy. However, the ridesharing company provides additional coverage for liability up to $50,000 for each injury and a maximum of $100,000. Uber’s insurance policy will also cover a maximum of $25,000 in damage to property.

When the driver is carrying a rider during the time of the Uber accident, then the $1 million insurance policy takes effect. Both the driver and the passenger are covered by the liability insurance policy. If there are third parties injured in the accident, the policy also covers them.

Uber’s insurance policy provide drivers the right amount of insurance required by the State of California when it comes to minimum financial responsibility. The rideshare insurance policy protects both drivers and passengers.

The rideshare insurance policy provides $1 million of liability coverage for each Uber accident; $1 million of underinsured/uninsured motorist injury coverage for each incident; collision and contingent comprehensive insurance; and no-fault coverage.

Cost of Uber Driver Insurance

The driver insurance from Uber is affordable. According to rideshare accident lawyer, the insurance is worth every penny. The cost of the policy from a private insurance provider is around $6 to $20 a month. The cost depends on the coverage amount, the city you are driving in, a provider of the policy, and other factors.

Drivers can also opt for a commercial insurance that provides more protection for drivers when they are logged into the Uber app. Commercial insurance is advisable for high-end vehicles such as UberSUV and UberLUX. While this type of policy is more expensive than the standard rideshare policy, it provides greater coverage for the driver.

These are the things you need to know about Uber’s $1 million rideshare insurance policy. If you are involved in an Uber or Lyft accident, it is advisable to contact a rideshare accident lawyer right away. The right accident lawyer can help you sort things out and guide you through the process.