HopSkipDrive is a rideshare company that provides its services to kids. Drivers have stricter criteria and go through more intricate background checks to make sure the driver is responsible and safe enough to handle the responsibility of someone’s children. Drivers that work for HopSkipDrive are referred to as “CareDrivers”. Some of the qualifications for a CareDriver include being over the age of 23, proof of insurance, a 4-door vehicle, good driving record, clean background check, and a minimum of 5 years in the childcare profession.
Although HopSkipDrive differs in its marketing, it is a rideshare service similar to Uber or Lyft and must follow the states requirements on insurance.
Rideshare services provide convenient and safe transportation. In only a few minutes, you can summon a ride in a reliable vehicle with a vetted driver, someone you know is an experienced, safe driver with a clean background. The rideshare company also provides comprehensive insurance. California requires rideshare companies carry at least $1 million in coverage per accident.
That’s great for your piece of mind because California roads can be dangerous, especially in and around Los Angeles. No matter how careful we are, the sheer volume of traffic leads to accidents. Even if the driver obeys the law and pays attention, there are many other drivers on the road who are speeding with their eyes off the road, and, let’s face it, we all make mistakes.
When a rideshare accident occurs, the rideshare accident company’s insurance covers the passengers, third-party accident victims, and the rideshare driver. Depending on the circumstances, the rideshare driver’s or the third party’s auto insurance may also come into play. For the rideshare company’s insurance to pay, the driver must be “on the clock”, either waiting for a ride request, traveling to pick up a fare, or transporting a fare.
HopSkipDrive Passenger Injuries
If you are a rideshare passenger, you should receive compensation regardless of fault. When the rideshare driver is at fault, the rideshare insurance must cover you. If the rideshare vehicle was hit by a third party, the rideshare company must cover you if the third party insurance fails to adequately provide compensation. For that reason, rideshare companies like HopSkipDrive carry uninsured and underinsured motorist coverage. Should the rideshare driver be at fault and the damages exceed the $1 million limit, additional recovery from the driver’s insurance company is also an option.
3rd Parties Injured from HopSkipDrive
For third parties hit by rideshare drivers, the same rules apply. The rideshare company’s insurance pays. If damages exceed the limits, additional payment can be sought from the driver’s personal policy. When you drive for a rideshare company, the rideshare company covers you only when you are on the clock.
Our law firm represents people injured in rideshare accidents, including those involving HopSkipDrive vehicles. Though California law favors rideshare accident victims, insurance companies often try to pay less than the claim is worth or even unfairly transfer blame to avoid liability. Insurance company lawyers trade on the fact that accident victims don’t know the full value of their claims and exactly who bears liability under the law.
If you are injured in a HopSkipDrive rideshare accident, call us right away for a free consultation with a HopSkipDrive injury attorney.
The HopSkipDrive Claims Process
If you or a loved one are injured in a rideshare accident in or by a HopSkipDrive vehicle, you have the benefit of the company’s $1 million per accident liability and property damage coverage, plus its $1 million uninsured/underinsured motorist protection. If your loved one was a passenger or you are the driver, report the accident in the app to establish that it occurred on the clock. If you are a third party, establish that the accident occurred on the driver’s HopSkipDrive clock and report the accident to your insurance company.
Always get a medical evaluation, even if an injury seems minor. Some injuries show minor symptoms at first but turn into long-term problems. It is important to establish that the injury resulted from the accident.
Contact a personal injury attorney before making any statements to the insurance company. The rideshare business is still very new and insurance gray areas abound. The circumstances of the accident often dictate how the claim proceeds. An attorney can advise you on your rights and obligations.
If you consult with a personal injury attorney, you are much more likely to be offered a settlement that provides just compensation. Always have any settlement reviewed by a personal injury lawyer. Initial offers are often too low. They may omit ongoing damages, medical bills, lost wages, lost income, and pain and suffering. The insurance company may try to wiggle out of payment on a pretext.
Your Los Angeles car accident lawyer negotiates with the insurance company on your behalf. If the offer is too low, he or she fights to get you just compensation. If the insurance company tries to stonewall, your attorney will take them to court.
How the Lalezary Law Firm can help
When you need a Los Angeles car accident lawyer, call the Lalezary Law Firm for a free case evaluation. The earlier in the process you have your case evaluated, the higher your chances of a good result. Our attorneys know all of the insurance company tactics. Our attorneys can intervene when needed to get your settlement paid quickly and fairly.
There is no fee until you win the case. Our firm has a track record that insurance companies respect, and they regularly settle with our clients out of court. In cases where they refuse, we obtain big verdicts. If you need a HopSkipDrive injury attorney, contact our firm today.