Sacramento Uber Law Firm
Uber is a transportation network company that started out in San Francisco and proliferated throughout California. You need only download the Uber app onto your smartphone, provide some basic information, and an Uber driver will be available to pick you up at your location and drive you to your intended destination for considerably less than it would cost for a conventional taxi. There are now thousands of California Uber drivers. With that many Uber drivers on the road, the risk of being injured in an accident involving an Uber driver increases significantly. Even an Uber driver can be seriously injured in a crash through no fault of his or her own. Then, there are the their passengers. Our Sacramento Uber accident attorneys represent both Uber drivers and passengers who have been injured as a result of the carelessness and negligence of somebody else. If you were in a motor vehicle crash involving an Uber vehicle, you can contact our personal injury law offices for Uber accidents and arrange for a free consultation and case review.
Third Party Injuries and Deaths
There are other times when people are injured as a result of the negligence of an Uber driver. Those victims might be passengers, other drivers, motorcyclists, bicyclists or pedestrians. Our Sacramento Uber injury lawyers represent those victims of Uber accidents too.
Uber’s Insurance Stages
If you’re injured in an Uber accident, your claim or lawsuit is going to get complicated very quickly. That’s because insurance coverage depends on the activity that the Uber driver was participating in at the time of the crash. If the driver’s Uber app isn’t engaged, the driver is covered by his or her own insurance. That might not be much. California only requires $15,000 of liability insurance per person and $30,000 per accident. That’s not going to come anywhere near covering a hospitalization and surgery for a compound tibia fracture.
As soon as the Uber driver logs into Uber’s app, he or she is covered by a $50,000 per person $100,000 per accident policy. This might help cover a gap if the driver is riding on a $15,000/$30,000 bare minimum liability policy. No collision coverage is available though during this stage.
Now the driver has accepted a ride. As soon as he or she accepts that ride, liability insurance with a policy limit of $1 million is triggered. Uninsured and underinsured motorist coverage of $1 million also begins, as does collision coverage with a $1,000 deductible.
The passenger has entered the Uber driver’s vehicle now, and the $1 million coverage from Stage Two continues. It remains in effect until such time as he or she exit’s the vehicle.
Contact a Sacramento Uber accident attorney from our personal injury law offices for Uber accidents right away after being injured in any Uber accident in or around Sacramento. You can arrange for a free and confidential consultation and case evaluation with one of our Sacramento Uber injury lawyers. Call us today at (888) 778-8888 for a free consultation or Contact Us online.